Heads up — how Study Group billing works

You'll add a card now but won't be charged until either:

• 3 members join your group with valid cards → everyone is billed $15.99/member/month at the next cycle
• Day 5 arrives without 3 members→ you're charged $17.99/month at the Scholar rate. Your group room stays alive — recruit 2 more paying members later and the rate drops back to $15.99

If your group ever drops below 3 paying members, you'll have 5 days to refill before the Scholar fallback kicks in.

If your card declines on Day 5, your group dissolves and you'll need to wait 7 days before creating another.

Only pick Study Group if you have 2+ partners ready to join. Otherwise pick Scholar — same access, no group obligations.